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Today at the town market offers suggestions as to the conceptual villages with ready-made houses, or contract, and in those that sell only the land. But lately, more and more market share occupied cottage villages with mixed or concept – as they are called – multi-format.

In these settlements of the territory allotted for complex building, and part is divided into plots, which are sold without a contract. Why have entered the market a “mixed” format and there is a difference when buying suggestions in different areas of the village, understood Journal www.metrinfo.ru.

The situation with the MULTI

Growth trend in this format as “villages with a mixed conception”, the experts of the analytical center “Indicators of Real Estate Market celebrated at the end of 2010. Summarizing the “Market Research of cottage villages near Moscow for the 2009 – 2010 years,” analysts have concluded that over the last six months of 2010, the number of such facilities has increased by 5% in December amounted to 125 villages, is 44% of the number sold on one time settlements. If we take the starting point of the height of the crisis, for two years (2008 – 2010) the volume of supply of country objects to the concept of mixed increased approximately 3.1 times (see “Housing estates most in demand”).

According to Dmitry Taganova, head of the analytical center of the corporation “INCOM”, multiformat villages today constitute about 60% of the market. “As a general rule, the need to develop projects to suburban settlements with mixed concept associated with the expansion of product line and attracting the greatest number of potential buyers,” – says Lyudmila Yezhova, CEO of Terra Real Estate. Alexander Kovalenko, commercial director Uniparx Service believes that the main reason for entering the market towns served as the Multi crisis of 2008. Then fell sharply the demand for property, and some villages were already half built up, and developers to stay afloat, we had to bring to market plots without a contract, since this product is sold much better than the finished houses. Solely for economic reasons explain this phenomenon, and Irina Mosheva, Project Manager, Forest Symphony “GC” Scale “.

But not all experts prefer such a “mixture of styles.” For instance, Alexander Dubovenko, development director of “Good Wood”, thinks a major force in advancing MULTI… Greedy developers, amateurs. “Pluses plots without a contract that they are quickly sold, and the advantage of sites with contract in the fact that they are higher profit,” – says the expert. Meanwhile, building “bespodryadnikov” violates the single architectural concept of the village, and the first to suffer buyers ready homes

However, there are options where appropriate mix of formats: for example, if a developer a large area and he built up a number of rounds. “In this case, the territory should be divided into zones – a village without a contract must have its own entrance and be separate from the organized”, – says Evgeny Shevchenko, Director of Sales MULTIGROUP.

That is how the settlement resolved the question Voskresensk 30 km from Moscow Schelkovskoe highway. This example has led us to Dmitry Taganov (INCOM). In the village merged three residential sector, where the area of?? land is from 8 to 20 ares. In one of the sectors to sell proposed plots without a contract with painted communications. In another – areas with a contract to build two-story stone houses with floor space from 95 to 293 sq.m. The third part of the settlement allocated under the VIP-plots with a contract to build cottages on individual projects. This area of?? the village is located on a separate protected area with its playground and several additional options.

Another example – the cottage village “Nikolsky Lakes. “The village, located on the 32-th km of Kaluga highway in the area of?? 100 hectares, is expected to implement 362 individual plots ranging from 15 to 25 acres, – says Alexey Asriev, managing partner of Atlas Development. – Construction is conducted in two stages. Completing the first phase is scheduled for late 2011. Currently in the village are all communications, actively construct houses. Completion of the project is planned for late 2013.

The difference in price

What is the difference in the prices of plots in Multi-towns? For example, in the already mentioned village Voskresensk territory is divided into three sectors. In Gaza, where the focus areas without a contract, the minimum bid price is 1.4 million rubles. In another sector, where the focus areas with a contract to build two-story stone houses with floor space from 95 to 293 square meters. M, the minimum cost of homeownership is 5.9 million rubles. In the third part of the village to where the VIP-plots with a contract to build cottages on individual projects, project cost ranges from 8 to 17 million rubles.

There are also such projects, where almost finished and partly residential settlement offered plots without a contract. For example, in the village Ravissant (20 km from Moscow, Kaluga, or Kiev highway), which now offers 7 plots without a contract with all communications and costs 4.7 million rubles for the 17 hectare. While the cost of land in the 16 hectare area of?? the house of 475 square meters. M is 17.6 million rubles, says Dmitry Taganov (INCOM).

In “Nikolsky Lakes” buyers can choose from 9 options for ready-made designs of homes ranging from 200 to 600 square meters. M, made in the same architectural style, or build a house on his own project, while under a single architectural concept of the village. The cost of plots without a contract ranged from $ 10 to $ 20 thousand sq.m., and sites with contract from $ 12 to $ 30 thousand sq.m..

Julia Severinenko, CEO ZemAktiv, called the average price of land without a contract in the modern village economy-with the protection, roads and public areas in the segment of the far cottages: it is in the range from 800 thousand to 1 million rubles. There are cheaper deals. With regard to proposals for ready-made home, then, according to the company, the offer price at a distance of 70 km from Moscow Ring Road (8.10 hectare site, communication – gas and electricity on the Limits of the village, house 110 square meters. M without trim) starts at 2, 5 million rubles.

“If the site is located closer to the road – the price is lower, closer to the forest – the price is higher, offers a good view – to the cost base should be an extra charge. Price depends on the readiness of the part where the plot. Where the roads and other communications made lighting, fences are – prices are higher. Where undeveloped virgin land, – below, “- says Alex Artoshin, head of PR-department” Summer Project “.

The situation with utilities

What bothers customers? First of all – do not prove whether consumers plots without a contract in less favorable terms when you connect communications to those who ordered the builder of the village construction homes? Experts were quick to reassure us: the connection and maintenance of communications mixed development has no effect because they are held around the village immediately. If they connect the queues, it is usually just depends on the sequence of construction, rather than the format. The second stage will be connected to the communications later than the first, and it should be stipulated in the contract – says Valery Mishchenko, chairman of the board of directors Kaskad Family.

However, Ekaterina Orlova, Deputy General Director of AES-Development “, expressed a different view. In her view, that part of the village, where plots are sold with a contract, is built and connected to utilities in times faster than with plots without a contract. And it is quite logical: what the developer to connect the portion of the village, where nobody lives? And the residents themselves often against early connection, since they did not need a dormant running water or sewage. In addition, natural gas generally connect only to the finished structure. The expert points out: empty pipes freeze in winter, so the communication should be used. An entirely different situation in the village of built parts. In it the sooner the developer connects communication, the faster it will sell. And this is the only and main incentive for the developer. “No developer will not invest in anything today, if they can invest in it tomorrow” – sums up Ekaterina Orlova.

Who is faster?

Another problem towns with a mixed concept – the risk of long-term construction. In this case, the picture looks very unsightly: past inhabited houses with a bang shuttle trucks and concrete mixers at the site where once the construction begins. Dust and noise for years do not give people rest easy in suburban homes. Valery Mishchenko (Kaskad Family) recognizes that if the conceptual part of the village (with contract) is built on a certain schedule, then the part where the plots without a contract, can be built as long as you want. According to Alexei Artoshina (”Summer Project”), anyway, the land owner himself determine the timetable for construction of houses on it. By the same area can be purchased purely for investment purposes, and building a house on it before the resale is not planned. “Knowing about these inconveniences, we do not sell land without a contract”, – said Petr Kirillov, Marketing Director Velich »,« Lipki Park. The expert admits that sometimes developers have to resort towns unpopular (and probably not very legal) measures to get more customers build up their plots, starting with registration sites after construction is completed and disconnect them from the communications, ending a ban on entry to the territory.

“We initially managed to prevent such a situation – with all buyers of objects in the village Nikolsky Lakes, we conclude an agreement whereby they undertake to build a house on the site acquisition no later than the date of completion of the project”, – says Alexey Asriev (Atlas Development). His solution to the problem is and the company Uniparx Service. According to Alexander Kovalenko, in “Velegozh Park” unimproved land located near the forest and around the developer put a lot of oil. Now the trees are already quite high and are a natural barrier from the construction noise. “In addition, these sites are usually chosen by very wealthy people who do not delay construction for months or years, and, as a rule, they are erecting homes within three months, so serious inconvenience in connection with the neighbors do not have.

What the format of the future?

As for perspective, Liudmila Ezhova (”Terra Real Estate”) increase the number of villages with mixed concept considers advantage: because the proportion of such a venture format, as plots without a contract is reduced. Developers are starting to offer, along with plots without a contract and lands with contract or ready-made houses. As confirmed by Natalia Kartavtseva, director of sales of JSC “OPIN”, the demand for suburban housing market in 2011 shifted away from areas without a contract for the benefit of prefabricated houses. In the I quarter of 2011, only 40% of buyers interested in a simple land, the rest focused mostly on the finished product – the villages in the high stage of readiness to nearly built homes.

According to the report Wealth Report 2011, compiled by Knight Frank in conjunction with Citi Private Bank, residential real estate market of Monaco is the most expensive in the world. The cost of one square meter of housing here is $ 65,600.

In the last year in Monaco was registered the largest in the history of the purchase and sale of an apartment for $ 300 million dollars! The former owners – British entrepreneur, Christian and Nick Candy – were able to sell his penthouse La Belle Epoque area of?? 1600 sq. M. For such a crazy price, despite the fact that its walls were once committed a murder. The new owner – an anonymous investor from the Middle East, which may well be the Arab sheik – bought a penthouse in the lease for 97 years.

On two floors of luxury apartments are three bedrooms, dressing rooms, an outdoor terrace with garden and swimming pool, a huge library, jacuzzi and spa, a luxurious lounge and other amenities.

The previous record price for real estate market was established in London, where shestikomnatny penthouse went for $ 220 million. Now the average price per square meter of housing in the capital Velikobretanii is $ 56,300. Thus, London is second in the list of most expensive residential real estate market in the world.

In addition to Monaco and London, the five most expensive countries on the cost of gentrification include Paris – $ 40, 500 per sq. M. – And two other French cities.

Estimated to Knight Frank, last year the strongest growth in market prices gentrification seen in Shanghai, where the price of luxury apartments rose 21% to $ 17, 700 per sq. M. Next on the list after the biggest Chinese cities are Mumbai and Singapore.

To date, 40% of Russians are the depositors of banks. 8% of our citizens have the deposit, which you can not live more than one year, if they suddenly stop working. 21% of the population still prefers to keep their savings in cash

By April 2011 the accounts of the Russians have accumulated about 11 trillion rubles, estimated by experts. It is projected that by December the volume of deposits increased by about a third – the population of our country traditionally tends to accumulate, and confidence in the banks increases again. In turn, banks now offer a variety of contributions, and sometimes a very good percentage. How beneficial and safe in the current environment to keep money on deposit?

Several years ago, Eugene was inherited from her grandmother one-bedroom apartment – a double with her sister. Young people have decided to lease it, and the income divide in half. This option is fine with both: a stable monthly income, moreover, as we know, property prices, including lease, in Russia every year only grow. However, Sister Eugenia urgently needed money – she decided to make major repairs to the cottage, where her family lives several months a year. The woman invited his brother to sell the joint property. Eugene, despite the absence of urgent necessity for a large sum went to meet her sister and got an apartment after selling its 2.5 million rubles.

Now he is trying to solve difficult (even for experienced financiers) question: how to properly dispose of such a sum? To date, Eugene to spend the money, in general, no matter what. The car has a prestigious brand, extending the living space is not worth it – a cozy studio apartment in the heart of the city with his wife is completely satisfied. Although the exchange to “kopeck piece” in the future provided, but no sooner than two to three years. By this time, the couple plans to have a baby, and money is needed not only for medical expenses (maintenance of pregnancy and childbirth in a good clinic now cost a fortune), but also to the many purchases associated with the emergence of the baby – stroller, crib, clothing and other nice but not cheap stuff.

Since Eugene is quite enough of the revenue that it provides the position of Director of Marketing for a large insurance company, he plans to reserve the amount received. In addition, it intends to defer part of their salary, but with the possibility, if necessary to remove the desired amount of: Joe and his wife – are inveterate travelers, and sometimes can not miss the chance to visit some unique corner of the world.

However, having studied a large number of suggestions for contributors, presented by Russian banks and Eugeny at an impasse. All bank deposits are divided into “urgent” and “on demand”. The latter are characterized by very low interest rate and so it is not profitable: to pay for everything, including the opportunity at any time to withdraw money from your account. Term bank deposits have a higher interest rate. The yield on them depends on the duration of the period for which contribution is available, and the deposit amount: the greater the duration and amount, the higher the interest rate. As a rule, the possibility of depositing and withdrawing money, in this variant does not contribute, the rate averages 8.4% per annum for a period of accommodation facilities ranging from several months to several years. Typically, in this case to withdraw the funds before the end of the deposit can only be less of almost all accrued interest, in the interests of Eugene was not included. He, like any sensible person, it is important to dispose of their funds so that interest on the contribution of protected savings against inflation.

As usual in such cases, come to the aid of Eugene friends. One advised to place the money in some small or just released to the market the bank – they traditionally offer higher interest rates than other market participants. Other recommended new banking product – a so-called indexed deposit. This is a fixed deposit with variable yield, the rate of which is not fixed and tied to a change in some market index, such as the cost of a barrel of oil on world markets. Some of the banks in this kind of promise a contribution of up to 30% of income per year. However, despite the attractiveness of such proposals, to risk their savings, a young man is not ready, even if these banks are members of state deposit insurance system.

In the role of counselors and parents certainly were Eugene – getting in the early 1990’s. The sad experience of losing a fortune, placed in a bank, they were made for possession of funds within the house: “in her stocking,” “under the mattress”, “in the egg capsules” – whatever you like. “So tselee will” – summed up his father, offering to break the sum into several parts and store it in a different currency.

It turned out that the best option for people who are not prone to risky investments of money are still bank deposits. It is important that today, in a competitive environment, banks are developing interesting proposals, allowing not just put it and forget about their money for several years, but also to use the contribution as required on favorable terms.

Expert advice

Now Russian banks, including Bank TRUST, offer very competitive rates on deposits. It is not excluded, however, that soon they will fall. To date, there are at least three reasons to place money in the bank. First, the investor receives the interest, which is completely covered with inflation. Last year alone, storing large amounts of their homes depreciated by 8%. Secondly, the investor becomes a loyal customer of the bank, and the following banking products it already will be cheaper. For example, customers with deposits, banks usually make loans or credit cards at reduced rates. And last – banks love their loyal customers and periodically give them good gifts that will agree too nice.

Now for early withdrawals from deposit accounts. Under the existing practice has withstood the full term, the person receives all the interest and for early withdrawal of funds from the account – 0, 1%. Civil Code assumes that the customer can always go to the bank and withdraw all the money from the account, but not to lose interest in it within three working days must return this amount to the bank.

However, in recent deposit line of TRUST and a number of Russian banks are built on the principle of “prematurely taken away – the percentage of lost.” That is, if the investor has terminated the escrow agreement ahead of time, then the full interest on the deposit, he naturally did not receive, but can count on the percentage contribution is over the time period during which the funds are actually in the bank. And the rates are significantly higher than the deposit interest “on demand”. There were also contributions, working on the formula “all inclusive”. By placing your money for up to three years, approximately an 8% per annum, the investor can withdraw each day 50% of the balance. In practice, this functional savings account. In the case of Eugene is the best option because he wants to put money and time to travel, in addition, he has after some time you may receive a child. Of course, partial withdrawal is possible in other forms of investment, for example by investing in mutual funds. However, in these cases, money back vynesh not as easy as on a deposit of an “all inclusive”.

If we talk about the Linked Deposit, this form of contributions, there are additional fee interest, which, of course, paid by the customer. As conditions of the product are not well understood at the entrance, and one of its basic requirements – a fixed initial amount of contribution, for example, 100 thousand rubles.

Therefore, I recommend a simple box solutions – both on loans and on deposits. Now appear on the market deposits from 5, 000 rubles, which can be issued within 10-15 minutes. They can be replenished, and the interest paid by the bank, allow yourself small and big joys that were previously inaccessible.

So say more than a third of Muscovites

Affected interest holders often use the public shares – demonstrations, rallies, pickets. These “performances” are sometimes very spectacular, but just how effective they are – it’s a great question. Him and discussed with the Muscovites Journal www.metrinfo.ru, spending the next case study.

Here’s what the “popular opinion”, which was formulated by its results. Although most representative group of respondents (slightly less than half) believe that these events are usually useless, a little less, but comparable to the number of participants the group of respondents believes that such actions are necessary. In their view, the authorities must be constantly reminded of their problems and to conduct dialogue with it, even in such an extravagant manner. The presence of a rather impressive group of strong-minded people talking about the presence of civic awareness in the society (which we considered to be amorphous) and can not inspire optimism.

Interest holders are desperately trying to attract the attention of the public, the media and authorities. Sue, write letters to all kinds of bosses, create social movements, talking to reporters, arrange meetings. For example, in early April in Moscow at the White House took action on humpback bridge in Moscow. The main mass rally protesting interest holders have formed the corporation Mirax Group. The event was attended by other co-investors from Moscow and Moscow suburbs, only about 500 people. The demonstrators unfurled a tent, but came to a bridge 15 (!) Buses with riot police, who demanded from the people disperse, and when they began to roll awnings and to assemble, then (according to the participants in the action) they have some reason to use force. Outcome: Two women injured, three people were detained.

But even received zubotychiny, interest holders still want to reach “the top”. It’s – on social, is a question of relations of citizens and the government would not try to convince us that the state has nothing to do with it, and co-investors themselves “heap” in building the pyramids of their own foolishness. The role of local governments in housing should not be underestimated – depends on them all. Select site – not available; allow construction – do not allow; stop at the most inappropriate time or continue. And if, say, the head of a construction firm that is not divided with the local authorities, such a quarrel can turn for real estate investors the most regrettable manner.

But a good relationship builders with high government officials are not always the key to the housewarming. The company “Mirax Group is also actively collaborated with the Moscow government. She not only engaged in landmark project for the city, such as the Federation Tower in downtown Moscow-City “, and built housing in areas other than Moscow, but also to finish building the house (” Vellhaus on Leninsky Prospekt, the former “vertical”) to equity holders affected by another company. And now – please. We are now the most “problematic” objects and protesters buyers. Recently the company has officially renounced his title and announced the closure of the brand, but the buyers promised to fulfill the obligation. Each object now has a specific management team. In particular, “Vellhaus on Dubrovka recently changed its name to” Dubrovsky suburb, works at the completion facility resumed.

I sincerely wish that this story ended happily.

Should I hold shares of interest-holders and rallies to draw public attention to their problems? This was the main issue that the magazine www.metrinfo.ru discussed with the Muscovites. That is held on the topic social survey.

Of the Muscovites, who took part in the survey – only 10.8% know that the riot police dispersed the rally of recent real estate investors on humpback bridge in Moscow, the rest of the townspeople were not aware of. On the question of why the rally was suppressed in this way, people said that this is the usual reaction of the authorities to resentment and wonder harsh response is not: it is by riot police often end in such statements. It was also felt that the authorities take offense when people begin to “shake the right, and rallies were dispersed,” that was nepovadno.

On the question of whether as a result of completed homes disgruntled holders, about half of Moscow residents (47.1%) responded that they would not be finished, 18.6% believe that the interest holders still get their apartments, 2.9% think of differently (will complete in certain circumstances). But difficult to answer 31.4% of respondents.

Again, almost half of respondents (44,2%) stated that the actions and protests will not affect the decision of the authorities because the authorities employ only their own affairs and not pay attention to ordinary people, in addition, everything has been decided in advance, and people’s opinion is not counted, and the senselessness of shares said previous experience – the people dispersed, and that’s all reaction.

36.3% believe that the protests have some effect, they force the authorities to react somehow, because the noise breaks the apparent prosperity. And the more you protest, the better it will reach “top” distress signals.

2,9% of respondents believe that such protests are in the “50% to 50%; think differently 3,9% (in this group also talked about the need for meaningful action); difficult to answer 12.7% of respondents.

The theme of the affected real estate investors magazine www.metrinfo.ru and analytical center “Indicators of housing market” are not treated first. In early February, we have already discussed the problem of protracted and that the possible positive role that can play the mayor of Moscow, Sergei Sobyanin (see “protracted: people are not too looks forward to the Mayor”). His short-lived activity so far in the construction field says that he intends to unleash a conflict situation (see “The law is harsh. Dura lex. But the construction site, then you need to defrost), to clean up the land market (” The bill Sobyanin: land more expensive, and housing – not “). One of the biggest initiatives of the mayor – recently introduced a ban on building in central Moscow – real estate investors who for years waiting for promised housing, are not directly involved.

Another problem is the mayor of which we should not forget – the elections have to come up with some results and problems of co-investors, that is – something to solve a concrete (see “Regional Development Ministry has promised to solve the problems of defrauded real estate investors to July 12, 2012″ ). And to continue to fulfill its mission – to fight corruption of the Moscow bureaucracy, given that the Muscovites confer on him the very specific expectations (Muscovites expect from the new mayor to combat corruption “). So that the political will in solving the problem with interest-holders simply needed more so that Moscow already has accumulated experience, is the seventh year of running the commission building complex on the long-term construction.

More information about the results of a poll, read the article “The People’s Opinion: Do meetings help solve the problem of real estate investors?”

These log www.metrinfo.ru received through a telephone survey conducted on a representative sample. It allows you to reflect the opinion of the population is arbitrarily large city and to sustain the relation to age and sex of respondents, depending on the population. The survey involved people living in Moscow of working age.

Two of the largest union of Spain (UGT y CC.OO.) this year, as always, were the organizers of the celebration of International Workers’ Solidarity (Dia Internacional de los Trabajadores). Familiar to our countrymen adults with childhood slogan “Peace! Work! May! “This year in Spain, supplemented topical, relevant since the economic crisis:” Jobs and the right! “(” Empleo con derechos “.)

At the traditional pre-holiday press conference calling for the May Day demonstrations were made by leaders of major unions Maria Jesus Sedrin (UGT) and Javier Puente (CC.OO.). In particular, the trade unions through the words of the leaders called for government and business to care about the working class: improving the structure of production, strengthening social protection systems, primarily for the elderly and immigrants.

Theme slogans can be called only significant difference from the past and from the year before. As always, in fifty major cities in Spain today held a demonstration dedicated to May Day and organized, as in previous years, together the two largest trade union centers “Working Committee” and “The General Union of Workers.

For example, in the economically prosperous 2006 for thousands of people marched through city streets under the banner of the then accent “For peace, stability and equity”. As explained to the participants march in Madrid, traditional for the whole world the slogan “Peace!” The Spanish version pozaproshlogodnego means support for the peace process in the Basque country.

Nevertheless, not always innocent passage celebration, calling for peace in 2008, the year of the Basque separatists group ETA celebrated the three explosions in northern Spain. In 2009, the year was held on a drunken fight youth with police during a clash with the youth at the center of Madrid, injuring 20 people, severity of injury – is different, several people were hospitalized.

“Police tried to ban young people Drinking alcohol on the streets, which led to clashes in the area Malasanya, historic city center” – told reporters in the press service of the Metropolitan Law Enforcement Services.

With the words arrived at the scene of physicians, the youth resisted utilizing there bottles, stones and metal bars. Among the wounded half – the police.

Fights arose and fell silent, lasting a total of about two hours. To assist the affected physicians had to deploy a mobile hospital.

Despite protests from local residents in the area of?? Madrid (Malasanya), thousands of young people gather every week at night before the weekend and have fun on the street until the morning, all night there are numerous bars.

The proposal to abolish the Spanish tourist visas to Schengen countries for Russians and the writings of Russian President Dmitry Medvedev is not in vain. In this direction, one more step: Russian diplomats and their European colleagues have found a common language when drafting a document entitled “List of joint steps” to an agreement on visa-free regime.

This means that for the approval of the aforementioned document in parallel with the execution by the parties would begin the development of the main outcome document, which is likely to be cited: “The agreement on visa-free regime.” Head of the Euro-union analogue of the Ministry of Internal Affairs Commissioner Stefano Manservizi – one of the authors of the “List of joint steps” represents the EU in the joint international commission on the subject.

Commission adopted a proposal lord Stephen of the four sections of “The List”. The first referred to a common level of information richness and protection of documents presented to border guards from our side – passports. The question is, what the estimated future biometric passports, both in form and content of electronic chip. Describes the requirements to read the information apparatus at the border. Agree on a common procedure for the exchange of data on lost, damaged or stolen passports.

We note in passing that the work on abolishing visas Mezhuyev Russia and the U.S. Is moving with some advance. And in a European perspective this fall in St. Petersburg will experiment on the practical application of biometric passports in accordance with standards of the List. Iris and fingerprints in a consistent digital format will be submitted for each chip of the passport holder.

The second section, “joint steps” is dedicated to the fight against illegal migration. It speaks of developing a unified approach to border security. In the third section, said about coordinating efforts to combat international crime. According to Senor. Manservizi abolition of visas means freedom of movement, it may contribute to such types of crimes such as money laundering, transportation of arms and drugs.

In the fourth section, said about international relations. It says on the free movement of citizens within the country of temporary residence, Go, which is referred to as “the abolition of discriminatory policies.” Registration of foreign citizens at the place of stay in Russia, not satisfied with the EU. In all probability Russia will have to make changes to this procedure.

In the final version of the “List of joint steps” must be accepted leadership of the EU-Russia summit in Nizhny Novgorod, June 9-10.

Moscow and Brussels have already agreed that a Europe without a visa will be able to get only holders of biometric passports. In addition, we are talking about short trips – no more than 180 days during the year. Abolition of visas will affect the territory of Russia and the countries that signed the Schengen Agreement and thus are included in the European Union. Schengen countries are not EU members, will have to sign separate contracts with Russia. EU member states, do not join the Schengen area for the Russians, too, will remain “closed”.

Recall talks on visa-free regime between Russia and the EU sharply intensified in the past year. Russian authorities have repeatedly stated that they were ready to introduce visa-free travel at any time, but in Brussels in response to expressed doubt that the decision to cancel the visas would be appropriate at this juncture. In October last year after talks in Deauville, Russia made it clear that waiting for visa-free regime with Europe will have at least 10-15 years.

The leaders of the Russian Federation for its part believes that the country is ready to transition to a visa-free regime. At the meeting, Medvedev and the EU leadership in June 2010 in Rostov-on-Don, the Europeans was handed a draft agreement on the transition to a visa-free regime. Lee then said that she was ready to sign it “tomorrow”. However, in Brussels made it clear that before talking about the abolition of visas, Russia would be good to provide on its territory the same freedom of movement, which has long existed in Europe.

Nevertheless, in early December 2010, Russian President Medvedev expressed hope that the World Cup in 2018, Russia and the EU will have time to cancel the visa. Earlier, in late November, Prime Minister Vladimir Putin wrote an article in German newspaper Sueddeutsche Zeitung “Russia and Europe: from understanding the lessons of the crisis – the agenda for a new partnership” in which criticized the EU for the visa regime and proposed a plan of cooperation.

Also in early December last year the EU has put forward four blocks of Russian conditions which may bring the total abolition of visas. In January, Russian Foreign Minister Sergei Lavrov promised before the end of the year to resolve issues related to visa-free entry of Russians into the EU. As the head of the Foreign Ministry, no technical and organizational obstacles to go to visa-free regime there.

Later learned the details of progress in resolving this issue. Spain had proposed, and France and Italy supported the plan to issue the applicant from Russia for the first time a one-time Schengen visa, in the second – a visa for two years with the right of multiple entries in the third – for five years.

Russia in response to expressed willingness to expand the list of qualified professionals who put a visa-free entry, said sources in the Russian Foreign Ministry. In European diplomatic circles, explained that Europe can go on simplification of visa regime, but it is important to maintain a visa in order to protect themselves from an influx of economic migrants from CIS countries via Russia.

Real estate in Moscow

April 1911 to March 1911

The index of housing values??(average level of housing prices) 4765 para. +2.5%

The index of price expectations (rate variability. Housing prices) +2.2% / month. +0.5%

Profitability index of housing (cf. Housing bank. Deposit.) 2.3 b.dep. +0.9 BD

The situation on the real estate market of Moscow and Russia continues to contrast with the behavior of financial markets. While the price of oil, gold and silver beat all records, and the RTS index slumped close to pre-crisis peak, price per square meter stubbornly does not want to grow at the same pace. However, ending the rally in the financial sphere is just and can serve as a trigger for a rise in price of real estate in the second half of 2011 and early 2012. At the very least, something similar was once, in 2008. But first things first.

In April, the index of the cost of housing in Moscow, calculated by the analytical center www.irn.ru, increased by 2,5% and reached to $ 4. 765 per square meter. Increase in ruble prices for apartments in Moscow, according to statistics of the journal www.metrinfo.ru, is modest, just over 1%, for the obvious reason of systematic depreciation of the dollar lately. But anyway, if the growth of cost per square meter and there is, its value to the exclusion of volatility of exchange rates can only play inflation. At the same time oil is added to the beginning of this year, about 35%, and since last fall – about 75%. By the way, this is another proof of the position of the analytical center IRN.RU to the effect that real estate prices and oil prices are not unique direct communication.

Dynamics of prices on the types of housing in the capital in April, is quite remarkable. In the largest plus are more expensive and higher quality modern monolith-brick houses and brick houses of the Soviet era, but no five-story buildings and dilapidated housing. The first thing that comes to mind – is the market reaction to the prohibition of construction in the city center. However, price trends by county do not confirm this – the Central District of growth rate in April is around the middle, but not in the lead. This means that demand is now increasingly appears aimed not at the expensive modern house in an expensive center, and a good modern housing, but relatively inexpensive suburbs.

So among the districts of Moscow in the lead on the growth of prices in April were Novokosino, Kozhukhovo, Lianozovo, Altufevo, North Butovo, Orekhovo-Borisovo North, Orekhovo-Borisovo Southern, Marino, Bratislava, Bogorodskoe, Metrogorodok, Otradnoye, Lublin, Volga, and other Kurkino. But the expensive areas of the center, by contrast, topped the list of outsiders: Bauman, Okhotny Ryad, China Town, Kuznetsky Most, Lubyanka, Revolution Square, the Theatre, Tverskaya, Pushkinskaya, Chekhov, Mayakovskaya Polezhaevskaya, Running, Leninsky Prospekt, Shabolovskaya. It seems that all the talk about a ban on construction within the TTC did not lead to excessive demand on an already expensive housing in the city center.

Real estate in Moscow (www.irn.ru) Apr11 Mar11

The old panel (5-etazhki and other apartments with kitchenette) 4298 +2.2%

Types of panels (9-14 floors, sample area) 4, 415 +2.7%

Modern panel (16 fl. And the other square. Enlarged square-action) 4, 668 +2.2%

Old Brick (5-etazhki and other apartments with kitchenette) 4620 +2.5%

Stalinka and standard bricks (6-11 floor, and the other apartment. Small. Pl-acting) 5434 +2.7%

Modern monolith-brick (monoliths, led brick. Pl-acting) 5266 +3.5%

All panels and block houses 4, 460 +2.4%

All monolithic and brick houses 5, 106 +2.9%

Apartments in Moscow (www.irn.ru) Apr11 Mar11

One-bedroom apartments 4, 780 +2.6%

One-bedroom apartments 4, 727 +2.3%

Two-bedroom apartments 4, 596 +2.1%

Multi-bedroom 4, 992 +3.4%

Luxury apartments and affordable flats in Moscow (www.irn.ru) Apr11 Mar11

Index Article-Six “expensive” housing (20% of the most expensive apartments) 6, 824 +2.1%

Index Article-Six “cheap” housing (20% of the cheapest apartments) 3, 665 +2.9%

The index bundle (the ratio of o-Six “expensive” to “cheap”) 1.86 -0.7%

“Price indices for apartments in Moscow are computed without regard to luxury housing and non-standard apartments, which can distort the overall picture, usually in an upward performance. Also indexes contain adjustments to the prices of actual sales, which makes them a little lower inflated bid prices.

The question arises: why is the astronomical growth of macroeconomic indicators, in particular the rise in oil prices in recent months, in fact, did not affected the real estate market? As already mentioned analytical center “Indicators of housing market”, the reason is obvious enough. Financial markets overheated by speculative money, whose source is, in effect, “printing press” designed to “treat the crisis” pumped liquidity. At the same time to the real estate market these capitals is not getting too for good reason – the financiers, investors and speculators are afraid of low liquidity square meters, of which in which case you can not get rid of for 5 seconds, both on the stock or futures trades that take place electronically. A real home buyers pay for the already high prices is poor.

However, in the coming months, the situation may well change, though not for a long time. Financial markets are already rather overheated, and this recognizes the growing number of experts. Moreover, the program pump liquidity markets coming to an end, and hence, the stock market as oil prices, expects at least The regular correction, as well as investors search for other areas for investment. Something similar happened at the beginning of 2008, when the stock market broke the first essential pre-crisis adjustment and part of investors and speculators, having lost faith in the continued growth stocks, was to transfer funds to other markets. Over the next 4 months, real estate prices in Moscow have jumped by 20-25%, although this was the last pre-crisis jerk.

Achieving the current stock market growth ceiling may well lead to a similar inflow of funds in the real estate market of Moscow in the coming months. Moreover, in terms of the process can coincide with the start of pre-election rally, which was mentioned in the article “unaccustomed price dynamics in the housing market: the first time in 20 years.” Thus, during the election period 2003 – 2004 and 2007 – 2008 the annual cost of housing in a few months showed a noticeable increase of 20-25%, although the situation has turned around after the elections next stagnation. Accordingly, all these processes together may well lead to a rising price trend, especially in the segment of economy class housing in Moscow in the 2 half of 2011. As a result, the spring of 2012 units can be added to the price, as in similar pre-election periods earlier, 20-25%, but then most are not bright are the prospects of real estate market.

Additional heating of the investment money and pre-election excitement, seasoned PR active housing shortage in the capital will lead to prices once the final otorvut the solvency of the actual buyers, as it was before the crisis of 2008. And if we discard all the apocalyptic predictions about the global crisis in 2012, after the spring season and the election of the property market can expect at least a fairly stiff stagnation, to which should be ready all the players in this market. In this scenario, once again could become relevant articles published on www.irn.ru in February 2008: “A new wave of price increases will lead to a crisis on the real estate market!”.

Recently asked me a fairly well-known company to acquire retail space for placing the grocery store format “shop at home.”

Such shops were popular in Soviet times: in each district, together with kindergartens, schools, health clinics (today’s developers to take an example!) Located deli, where after a hard feat was possible to buy products every day.

We offer you a diagram of the retail areas of Donetsk. (Picture is clickable)

Of course, in those blessed days all was not well. 2 – varieties of sausage (”Doctor” and “amateur”, 2 varieties of cheese (”Russian” and “Dutch”) and other pleasures of the planned economy. But milk, butter, bread and vegetables can be purchased at any time outside the house.

With the collapse of the Soviet Union, delis either closed or commercialized, and rented out. Very small part of all of these objects “survived” to this day in pristine condition.

Is it possible, finally, it’s time to revive the Soviet tradition in such a convenient format for the public?

Of course, the current retail company primarily pursue their own financial interests (after all, grocery stores were located, taking into account the number of residents in the neighborhood. The word “logistics” and “marketing” was not yet known, but take into account the most favorable in the offering).

Still, strong desire to capture the retail market, even in the most remote areas is respected national pride.

Being in poedke the UK, I was inexpressibly surprised that even in the small town (we would say IHT) is located in the center and the shopping centers and entertainment facilities, and all sorts of pubs, cafes, restaurants from cheap fast food to expensive network Russian or Italian.

Having been engaged in the selection of suitable accommodation, and I must say that I missed the order for such a serious job, would gladly go all rushed to the outskirts of our city, I came across the SS so that several companies zealously taken away from each other the most attractive areas. And the price of facilities suitable for the stated format, have already risen by 25-30%. Some prices are already almost equal to pre-crisis.

Capital flows: the flow of investment is due to Fed policy

In the emerging market funds continue to flow funds. U.S. Federal Reserve policy aimed at preserving economic incentives and low interest rates tends to weaken the dollar, which is one of the main factors investment flows to emerging markets, noted in Uralsib Capital. ” For the week ended April 27, the inflow of funds into emerging markets totaled 1. 838 billion dollars, whereas a week earlier net inflow amounted to 1. 595 billion dollars

CBR May 3, increases the rate by 0.25 percentage points – to 8,25%

RBC 4/29/2011 13:28:29 CBR decided May 3, 2011. Raise the refinancing rate by 0.25 percentage points – to 8,25%. Reported by the Bank of Russia. This decision of the Central Bank took the persistence of high inflationary expectations, exceeding the inflation target for the current year, as well as taking into account the ambiguous impact that might have on the Russian economy developments in global financial and commodity markets. The report of the Central Bank noted that in the context of sustained surplus liquidity in the banking sector, a key influence on the money market rates will continue to bid for deposit operations of the CBR. In addition, the narrowing range of interest rates on securities transactions and providing liquidity absorption will increase the effectiveness of interest rate policy. Although in April 2011. The rise in prices slowed, inflationary pressures remained high. On April 25, 2011. Increase in consumer prices in annual terms amounted to 9,6%. The largest contribution to inflation has continued to make improvement in food prices, supported the proposal shocks on world food markets. However, there remains significant role of monetary factors in keeping inflationary pressures. In the dynamics of basic macroeconomic indicators remain opposite tendencies. Industrial production rose compared to February 2011. (With the exception of calendar and seasonal factors on 0,7%), but its annual growth rate declined slightly. Continued reductions in unemployment. Dynamics of capital investments remained weak. Further steps to modify the monetary policy of the Central Bank will be determined by the risks of maintaining a high inflationary pressures and slowing economic growth. The next meeting of the Board of Directors of the Bank of Russia, which will focus on issues of monetary policy, to be held in May 2011.

Why Bulgaria?

If you want to buy property abroad, Bulgaria – one of the best options.

We consider the main advantages of purchasing property that distinguish Bulgaria from many other European countries.

1. Building on a high and modern level at fairly low prices.

Construction in Bulgaria developed quite strongly. Builders offer buyers modern and quite attractive housing, often already fully decorated established plumbing, kitchen and air conditioning.

Popular trend in Bulgaria is the construction of residential complexes that include everything needed for a better holiday:

- Pool (at least one adult with children’s section);

- Playground and recreation area;

- A small supermarket (there are not at all complex, but they are quite a lot in the district);

- Restaurants and cafes;

- Gyms, fitness rooms, SPA, solarium (only in large complexes);

- Internet access, cable TV;

Almost all residential complexes on the coast are built on private projects.

Property in Bulgaria has a low price for the following reasons:

- Easy fiscal policy of the country;

- Pretty cheap local labor force;

- Plenty of undeveloped land;

- A simple process for obtaining building permits;

- The presence of strong competition;

- A large number of ports in proximity;

2. Developed tourist infrastructure of the country.

In Bulgaria, on the coast there are two major airports – in Burgas and Varna. From Russia held charter and regular air services.

The biggest Bulgarian seaside resorts are Sunny Beach, Albena and Golden Sands. Sunny Beach Resort has two large water parks. In addition to water parks at the resorts there are a large number of bars, cafes, attractions, restaurants, casinos and nightclubs.

All resorts in Bulgaria have medical institutions, private or municipal.

3. The possibility of acquiring real estate by foreigners.

Bulgaria’s laws permitted the acquisition of real estate on the physical and legal foreign persons, as well as local residents. If a few exceptions, but not so much.

In addition, the renewal of the property to the new owner does not take much time – only about one working week.

4. The proximity of Bulgaria to Russia.

Bulgaria – Orthodox country.

Bulgarians – a peace-loving nation and conflict. They are friendly to visitors from the former Soviet Union. Language, traditions and cuisine in Bulgaria and Russia are very similar, which is another point.

5. Ease of obtaining visas to property owners and their relatives.

Although Bulgaria is the visa for the country to Russia, the process of obtaining visas for Russian citizens is maximally simplified. Property owners in Bulgaria are eligible for a visa valid for two years.

Qualify for a visa can be, and others.